Healthcare and Pharmacies in Montenegro

Healthcare and Pharmacies in Montenegro

Montenegro has both a public and private healthcare system. It is important for tourists to understand where to go, which services are covered, and how to use pharmacies.

Public vs. Private Healthcare

• Public Clinics — Dom Zdravlja (health centers), hospitals, and specialized institutions. Accessible to all, but can be overloaded and waiting times can be significant.
• Private Clinics — popular among tourists and expats. Offer quick appointments, modern equipment, and doctors who speak English. Costs are higher, especially without insurance.

Travel Insurance

• Essential for tourists, as healthcare in Montenegro can be expensive.
• Insurance covers appointments, diagnostics, and emergency assistance.
• Without it, public and private services can be significantly more expensive.

Pharmacies (Apoteka)

• Numerous pharmacies in cities and tourist areas.
• Some medications are available over-the-counter, especially basic painkillers and anti-inflammatory drugs.
• It is often important to know the active ingredient in pharmacies, as names may differ from your region.
• 24-hour pharmacies are available in major cities — usually one per city is on duty at night.

Emergency Contacts

• Emergency Medical Services: 124
• Have your passport and insurance with you when visiting public clinics.
• Language difficulties may occur at public health centers — English is not always understood.

Tips for Tourists

• Obtain travel insurance before your trip.
• Use pharmacies for minor ailments and medications, checking the active ingredient.
• For serious problems — a private clinic will provide faster and better service, especially for expats.
• Keep a copy of your passport and insurance with you, especially when contacting emergency services.

Conclusion

Healthcare in Montenegro is accessible, but tourists should plan ahead: have insurance, know the location of pharmacies, and use private clinics when necessary for fast and quality service.