Car Rental Deposit in Montenegro
Renting a car in Montenegro is convenient for independent travel, especially given the terrain and remote attractions. A key point when renting is the deposit, which serves as a guarantee in case of damages, fines, lost keys, or other expenses.
What is a deposit and excess
The deposit often equals the excess — the maximum amount the renter is liable for in case of damage. Purchasing full insurance (Super CDW, Super KASKO) can reduce the excess to zero, minimizing the deposit.
Tip: Without full insurance, basic liability (OSAGO) covers only third-party damage, so the deposit remains high.
Deposit amounts by car type
- Economy and mini-class (Toyota Yaris, Peugeot): local companies — €0–300; international — up to €300–500.
- Compact and mid-size cars (Skoda Fabia, Hyundai Elantra): local — €50–500; international — €500–1000.
- Full-size and luxury cars (Mercedes E-Class): local — €100–1000; international — €1000–2000.
- SUVs and minivans: local — €100–1500; international — €1000–1500.
Important: For sports or premium cars, deposits can reach €500–2000 even with local companies.
Local vs international rental companies
- Local: low or zero deposit, cash or debit card accepted, quick return (10–15 minutes).
- International: high deposit, blocked on credit card, return via bank 10–30 days.
Insurance and deposit reduction
Full insurance options:
- Super CDW / Super KASKO: €5–15 per day (depends on car class).
- Without insurance: deposit covers all damage risks.
Recommendation: For mountain trips or premium cars, always get full coverage including tires and windows.
Deposit process
- Inspect car on pickup. Document all damages with photos or video.
- Sign the contract and pay deposit (cash or card).
- Deposit returned after car is returned in original condition.
Examples of deposit deductions:
- Bumper scratch: €50–100
- Windshield crack: €100–200
- Lost key: €50–150
Attention: Without a police report after an accident, the deposit may be withheld completely.
Renter requirements
- Passport and driver’s license (minimum 2 years experience).
- Age: 18+ (22+ recommended for long-term rental).
- Booking advance: 15–20%, deposit paid on car pickup.
Tip for travelers: Use aggregators with “no deposit” filter and always check the contract for hidden fees (fuel, mileage, cleaning).
Conclusion
Deposits in Montenegro are lower than the European average, especially with local companies. Choosing the right rental company, insurance, and carefully inspecting the car reduces financial risks and ensures smooth travel.